Idea Of The Day. A new Idea Each Day. Some Don't Suck.



We post an all new idea every day. If you find an idea you like... do something about it. Make it happen.

Our Latest Posts About: Money

P2P SmartPhone Payments

If the future of money is digital, we need a quick way to exchange money between people, not just stores.


I love the idea of an E-Wallet. The only problem is it's only useful when you make purchases online or in stores. When it comes to paying from person to person, our options are still pretty limited.

Other than PayPal, there are virtually no effective ways to pay individuals, but even PayPal has a lot of limits, because the recipient needs to have a PayPal account and share their email address with you.

What we really need is a fast, and secure way to exchange money between people, without sharing card numbers, phone numbers, or even your email address with strangers. SmartPhones have the potential to make this happen, using the same tap to pay technology used when pa... [More]

Continue...P2P SmartPhone Payments...

Beware of HIDDEN $6 ATM Fees

Did you know most banks charge an ADDITIONAL $3 fee to use an ATM?


Although ATMs are required to disclose their fees before you agree to use them, most people aren't aware that their own bank will charge them too, and they won't know about that fee until they take the time to read it on their statement. In most cases, that's an additional $3, and you may not even notice the second fee until weeks later.

I realized this the hard way, when I just happened to notice the $3 fee on my statement. At first, I assumed it was the $3 fee I agreed to when I used the ATM, but then I realized that the $3 ATM fee was already included in the transaction.

So, my original $20 withdrawal read $23, then there was a separate $3 ATM Fee... for a grand total of $6, for just a $20 withdrawal,

... [More]

Continue...Beware of HIDDEN $6 ATM Fees...

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* Note: The ideas on "Idea of the Day" were posted without any formal research into existing inventions.

In some cases, patents may already exist for these ideas, in other cases, there may not be any existing patents and you are free to develop and explore the viability of developing and patenting the ideas.

The authors make no claim that any of the ideas are safe, practical, or suitable for any particular purpose. You are responsible for the results of trying, developing, patenting or using any of the ideas on this site.

For some people, our ideas are just an interesting read, but our goal is to encourage you to take action. If you see an idea that you like, do something with it... Take action.


- Joe
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